We make a difference by helping people make conscious decisions about important issues.

Contact us today to receive a free consultation and request a quote. Let us help you plan for the future today to avoid the uncertainty of tomorrow.

"True Individual Freedom Cannot Exist Without Economic Security And Independence" ~ Franklin Delano Roosevelt ~
Individual Life Insurance Protection: Participating Whole Life Universal Life Variable Life Insurance Variable Universal Life Insurance Term Insurance Joint and Last Survivor Insurance Disability Long-Term Care	Retirement Planning Services: Pension and Profit Sharing Plans “Classic” Defined Benefit Plans 401(K) Keoghs 412(i) “Fully Insured” Plans IRA & Pension Funding Agreements [Traditional, ROTH, SEP, SIMPLE] IRA'S -Auxiliary & Custodial Accounts Administrative Services -Retirement Plan Design -Employee Benefit Plan Administration
Financial Planning Services: Business Continuation Planning Charitable Planning Employee Benefit Estate Planning Wealth Transfer Planning Pension Distribution Planning Executive Compensation Planning	Group Coverages: Group Health Insurance Group Term Life and Accidental Death and Dismemberment Group Voluntary Term Life Group Voluntary Short & Long Term Disability Employers Group Benefits Trust for Small Firms Weekly Disability Income Long-Term Disability New York State Disability Benefits Law (DBL) New Jersey State Temporary Disability Benefits (TDB) Voluntary Emergency Service Organizations Life Benefits (VESO Trust)
Annuities and Mutual Funds: Variable Annuities Fixed Annuties Single Premium Deferred Single Premium Immediate Flexible Premium	Products and services tailored to meet our clients’ individual investment needs: Equities on all Major Exchanges Options Corporate Securities Municipal Securities Fixed Income Securities DRIPS Mutual Funds

WE MAKE A DIFFERENCE BY HELPING PEOPLE MAKE CONSCIOUS DECISIONS ABOUT IMPORTANT ISSUES.

THE TRI-STATE LIFE INSURANCE PLANNING AGENCY OFFERS A COMPREHENSIVE ANALYSIS AND CUSTOMIZED SOLUTIONS FROM SOME OF THE INDUSTRY'S HIGHEST RATED CARRIERS.

Health Insurance Carrier List

Health Insurance
Aetna • Atantis Heath Plan • Cigna • Emblem health • GHI • Health Net Inc. • Health Advocate Inc. • HealthPass • HIP • Health Alliance • IRBA Plans • Oxford Health Plans • Perfect Health • United Health Care.

Partial Insurance Carrier List

Individual Disability
Berkshire • Principle • Mass Mutual • Union Central • Security Mututal Life Insurance of New York
Individual Long Term Care
Security Mutual Life Insurance of New York • Assurant • John Hancock Life • MedAmerica Insurance Company • MetLife • Prudential • Allianz
Individual Life
Security Mutual Life Insurance of New York • MetLife • Mass Mutual• William Penn Life • Banner Life Insurance Company • John Hancock • Bankers Life of New York • Jefferson Pilot Life • AIG • Prudential
Group Life • Group Disability
Aetna • Assurant Life • Guardian • Hartford • Jefferson Pilot • MetLife • Prudential • ING • Security Mutual Life Insurance of New York • SunLife • Unum • AIG • Cigna • Principal
Vision
1st Rehab • First Ameritas • Guardian • Davis Vision• Spectera • US Life Principle • VSP
Group Long Term Care
Aetna • Security Mutual Life Insurance of New York • Unum • Prudential
Dental
MetLife • Cigna • Delta Dental

Securities
First Clearing• Wells Fargo

Privacy Notice
Our Commitment To Privacy
Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.
The Information We Collect:
This notice applies to all information collected or submitted on the Tri-State Life Insurance Planning Agency website. On some pages, you can request a quote, make an appointment, or inquire about our services. The types of personal information collected at these pages are:
Name
Email address
Phone number
Comments
The Way We Use Information:
This site is owned and maintained solely by the Tri-State Life Insurance Planning Agency. The confidentiality of information received either through inquiry or quote request is strictly preserved; as does your physician with your medical information. The privacy of information received is strictly protected. Tri-State Life Insurance guards the confidential and personal information entrusted to us and we do not share, sell or exchange information with any other source or individual(s). Your satisfaction and trust is our goal.
Our Commitment To Data Security
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
How To Contact Us
Should you have other questions or concerns about these privacy policies, please call us at 516-224-4440 or send us an email at contact@tristatelifeinsurance.com.